"Kviku" is a credit card for virtual purchases, the main and main purpose of which is purchases by installments in any online stores that are partners of the program, with grace period without interest up to 30 days.

Validity credit card Quick - up to 12 months, so the bank provides a very profitable terms for its users. However, many users who are accustomed to long-functioning credit cards confuse the functionality of virtual cards and plastic ones, so they are very often interested in how to withdraw money from a kviku card.

If you are already a kviku owner, how to withdraw money is probably not the only question that interests you. This card has become a fundamentally new product for online shopping: it is not a virtual wallet, and not a piece of plastic familiar to everyone that can be presented in a store. Of course, having a fairly impressive balance on Kviku, many people would like to know how to withdraw money if cash is needed. But more about that later, but now about all the benefits that cardholders receive:

• High level of security;
• Cashback up to 30%;
• Free issue and free annual maintenance;
• Availability of convenient and understandable Internet banking;
• Availability of a mobile application;
• A constantly growing number of partner stores.

As you can see, instead of thinking about Kviku - how to withdraw money to a card and cash it out, it is better to pay attention to the many advantages and take advantage of them to the maximum. However, the question still remains open for Kviku owners. virtual card- how to withdraw money or cash it out?

How to use the KVIKU card

How to cash out a Kviku credit limit

Withdraw funds from kviku virtual card and non-cash transfers from it to another card are not provided by the service provider, so it is impossible to withdraw money from it. Judging by the feedback from users, in order to somehow compensate for this inconvenience, financial institution offers a wide network of partners and credit limit, which resumes an unlimited number of times.

You can buy almost everything in the online stores of partners: essential goods, air tickets, and food. And why, to find out how to withdraw money to a card, if everything your heart desires can be purchased in online stores without leaving your home. If you need flowers for your girlfriend, please, or if you want to book tickets for vacations in hot countries, that’s great: all this can be done without money, sitting at a computer. But even these wide opportunities do not satisfy customers.

The most popular question among Kviku card users is how to withdraw money to a card of Sberbank or any other offline bank in Russia? Unfortunately, this option is also blocked. The need for cash is very low with a huge number of partner stores.

It is impossible to withdraw funds from the virtual Kviku card, replenish the account mobile phone or pay utilities. Also, the answer to the question of how to withdraw money from a Kviku card to an online wallet is not very happy. The answer to all these questions is the same: it is impossible, no matter how hard you try.

The inability to withdraw funds from Kviku or withdraw them from an ATM, of course, can be considered as a disadvantage of this card. However, with the number of benefits that it offers to its users, such inconveniences fade into the background. Although, of course, each situation must always be considered individually, including the expediency of issuing a card.

In the previous video tutorials, we have covered almost everything you need to work with the Quik trading terminal. We examined in sufficient detail the general settings of the Quik program, the "Current Trades" table, working with charts in the trading terminal, the order book, working with orders, stop orders, saw how transactions take place, and how all this is displayed in the tables of orders and transactions.

This lesson is devoted to another important tab - "Portfolio", in which there are three important tables:

• Client account limits
• Positions on client accounts and
• Order table

• learn how to create tables of Client Account Positions, Client Account Limits and an Order table
• learn how to edit and customize them, find out what they show and what they are for
• you will see how to apply through the Quik trading terminal to withdraw money from your exchange account

Note. Since I trade futures myself, I show these tables using futures as an example. On promotions, it’s even a little easier, so if necessary, set it up in the same way. It is clear that these or similar tables for stocks can be placed on another tab, but the tables themselves, of course, are necessary and important.

So, in order.

Table "Restrictions on client accounts".

In it, in my opinion, only one column is clearly needed - this is the limit of open positions. This "open position limit" displays the amount that was in your brokerage account at the beginning of the trading session.

The same amount is displayed in your brokerage report on the results of the previous trading session under the name "Outgoing balance" (probably, it may be called differently, but the essence is clear).

If you need any other parameters for your account from this table, you can add the columns you need. Editing a table and adding columns is done in exactly the same way as for any other table (we discussed editing Quik tables in detail using the Current Trades table as an example).

If you do not have this table, select "Create window" in the top menu, then "All types of windows". In the list of windows, select "Futures and options" - "Restrictions on client accounts".

Table Positions on client accounts.

This table displays the instruments that you have traded or placed orders in this or the previous trading session.

It can also have many more columns. In my opinion, only the following are really needed:

• The name of the instruments for which you were, or are, or were going to be in a position, i.e. put orders, in this or in the previous trading session.
• Incoming position - displays the incoming balance or the number of lots (contracts) that you have bought or sold by the time the current trading session starts.
• Current net position - displays the current balance or the number of lots (contracts) that you currently have (purchased or sold) now.
• The next two columns - Active Buy and Active Sell - display the volume of your (currently placed) regular buy and sell orders, respectively.
• And the last two columns - Variation Margin and Position Value - display your profit or loss for the current trading session. At the same time, the “Position Value” is the profit or loss for the part of the trading session before the daily clearing (until 14:00), and the variation margin is the profit or loss for the current part of the trading session for the present.

Just like any other table, you can edit this table, for example, add some more parameters (new columns), adjust color, font, background, etc.

Note. It is better not to look into this table while you are in any position, because the amounts of your account changing before your eyes add unnecessary emotions. And it is important to trade strictly according to the System.

So, when you closed your positions, then you should go in and make sure that there are really zeros in the Current Net column, and zeros in the Active Buy and Active Sell columns (or it costs exactly the amount you set active orders to enter the market with ordinary limit orders).

That is, look only for self-control after closing their positions (completion of the transaction).

If you do not have this table, select "Create window" from the top menu, then "All types of windows". In the list of windows, select "Futures and Options" - "Positions on Client Accounts".

And finally Order table.

It will come in handy when you make a withdrawal of money from your exchange account.

If you do not have this table, select "Extensions" in the top menu, then "Non-trading orders", and then "Table of orders".

Here above you see the item “Conclusion DS”, that is, the conclusion Money.

Let me show you now as through the trading terminalQuikapply for withdrawal of money from your exchange account(to withdraw money from the exchange).

So, choose in the top menu "Extensions", "Non-trading orders", then "Withdrawal of DS".

In the window that opens, select the Order Type. As a rule, “Withdrawal of DS is cashless”.

Next, in the Client Code field, select the desired Client Code (most likely, you have one). Your bank details should be displayed below, where you withdraw money. If they are not there or they have lost their relevance, or you just want to withdraw to your other bank (or card) account, then under this window, click the “Enter manually” button below. In the form that opens, enter your bank details.

Note. You can not withdraw money to the account of a "friend", in particular, a spouse or spouse or someone else. Withdrawal of money from your exchange account is possible only to your personal bank or card account. Such a condition protects your account from your own mistakes (if, for example, you yourself transfer your login and password to another person to trade your account, then he will not be able to simply withdraw money to his account from yours).

Next, specify the site from which you withdraw money. For example, I have money only on the FORTS platform, then I can withdraw it only from FORTS. Accordingly, I choose Derivatives market FORTS. Then enter the amount you want to withdraw from your brokerage account.

It is better to leave the expiration date "Until Canceled".

After that, the order to withdraw money and its current status will be displayed in the "Table of orders". As the broker's employees process this order, the data of the corresponding columns of the "Table of Orders" will change.

Yes, once again I draw your attention to the fact that the trading terminal displays data only for the current trading session and incoming balances from the previous trading session.

For example, if you are in a position for several days, then here you will not see the result of your position. The current result for the current trading session, of course, is not equal to the result for the transaction as a whole.

For high-quality accounting of your transactions, it is important to keep a separate journal of transactions.

The following non-trading operations are available to you:

• withdrawal of funds*;
• transfer of funds between sites;
• translation valuable papers from the trading section of the depo account to the main section of the depo account.

You can submit non-trading orders for the above operations in the following ways:

• independently through the QUIK online trading system;
• by phone.

Non-trading orders by phone are submitted to the centralized trade desk service of Sberbank.

The Trade Desk phone number is listed on plastic card"Investor Code Table", which you receive when concluding an agreement for brokerage service.

The federal number with the code 8-800 is intended for calls only on the territory of the Russian Federation. We recommend that you clarify in advance in the trade desk service the phone number for calls from abroad.

The time for receiving non-trading orders by phone is from 9:30 Moscow time to 17:55 Moscow time (withdrawal / transfer of funds and transfer of securities from the trading section of the depo account to the main section of the depo account).

* Withdrawals of funds in the amount of more than 100,000 rubles require confirmation by a phone call to the trade - desk.

** Service hours depend on exchange regulations and may be subject to change.

1. You need to name the Contract Code.

   Agreement code - a five-digit set of numbers and letters of the Latin alphabet (for example, 4D11J).

   Your Contract Code can be found in the notice that you received when signing the brokerage service contract.

2. The broker asks you to name one of the twenty passwords specified in the "Investor Code Table".

   Passwords are reusable. Each time the password is chosen randomly by the program. You can erase the protective layer in advance for all twenty passwords.

3. At the request of the Broker, you name the password corresponding to the number that the Broker named.

   It is more convenient to pronounce ten digit passwords in two digits, quickly and without pauses.

4. The broker must confirm to you that the password is correct. In this case, you can submit a non-trading order.
5. For non-trading orders, you tell the Broker the following parameters:
   - name of the trading system;
   - amount of money/name and number of securities.
6. The broker must repeat to you all the essential parameters of the non-trading order and ask you to confirm them.

   A non-trading order is entered into the trading system with the parameters provided by the Broker. Be careful! In case of an error, interrupt the Broker and specify the order parameters.

7. If the Broker repeated all the parameters of the non-trading order correctly, after the relevant request of the Broker, you must confirm this with any word or phrase that can be clearly interpreted as confirmation, for example: “Yes”, “Everything is correct”, “I agree”, “I confirm” etc. You do not need to repeat the order parameters.
8. After your confirmation, the Broker enters a non-trading order into the trading system.

Sometimes novice traders go so deep into learning trading strategies, the choice of instruments and the trade itself, which forget about some equally important nuances. In particular, about how they will withdraw the money earned on trading from the exchange. At the time of the start in trading, this moment seems not so important, because a beginner sometimes doubts that he will succeed, but with the advent of the first earnings, the issue becomes acute, and if you do not think over the decision in advance, you may encounter some difficulties. Let's find outand what methods are provided for this.

How to withdraw money from the exchange: how does it even work?

Let's start with the fact that the trader's money is not withdrawn directly from the exchange, but from the brokerage account. Therefore, the withdrawal rules are set by the broker whose services the trader uses.

Hence a simple conclusion - even at the stage of choosing a broker, a novice trader should pay attention not only to its reliability and terms of service, but also to the rules for withdrawing funds. It is important that these conditions are also convenient and suitable for the trader.

Fortunately, today there is a huge choice of brokerage companies with a variety of conditions and tariffs. Moreover, a trader is not at all limited geographically - he can become a client of a broker he likes, even if there is no representative office in his area.

The conditions for withdrawing money from different brokers vary, but there are a few general rules:

• It is impossible to withdraw money from a brokerage account that is actually not there;
• For withdrawal, it is necessary to issue an appropriate order;
• In accordance with tax legislation, 13% of personal income tax is withheld from the amount of profit (there are nuances for IIS owners, you can read about it here).

Now we will look at how to withdraw money from the exchange with some popular brokers.

Promsvyazbank

Promsvyazbank has a fairly simple procedure for opening an account and a convenient withdrawal. Thus, it is possible to withdraw money directly through the QUIK trading platform. To do this, you need to submit a non-trading order directly to in electronic format in the program itself. Given that the QUIK trading platform is used by 80% of traders, this withdrawal method is very convenient.

The second option for receiving funds is Internet banking. To withdraw in this way, it is necessary to place a trading order online on the Internet banking platform.

The third way is to issue an audio order by phone. Funds will be credited to the trader's personal account within 3 working days.

ITinvest

This broker provides for the withdrawal of money Personal Area. After submitting an online application for withdrawal, the funds are credited to the client's personal account within 2 days (counting the day the application was submitted if it was submitted before 15.00). The status of the application can be conveniently tracked in your personal account.

It is not allowed to issue a conclusion to a third party, with the exception of a notarized representative.

NETTRADER

This broker provides several withdrawal options. The first one is through the cash desk, but it is available only for traders from Moscow. In order to receive money in cash, it is necessary to submit an order for withdrawal in advance and arrive at the time of withdrawal to the company's office. In this case, you can receive money on the next business day.

An urgent withdrawal is also provided, in which the money can be received by the evening of the same day, or the next day if the order was submitted after 18.00.

It is also possible to withdraw to a bank account, online, through the client's personal account. At the same time, the withdrawal terms range from one to three business days, depending on the withdrawal conditions and the time of application.

BCS Broker

There are several possibilities for applying for withdrawal. This includes BCS-Online, the My Broker application, and the QUIK system. You can also submit an order by fax, by phone or in person at the company's office. Withdrawal terms are 1-2 working days, depending on the time of application.

What to remember as a trader

When thinking about how to withdraw funds from a brokerage account, it is important to remember some nuances even at the stage of choosing a broker.

1. Which method of withdrawing funds is the most convenient and profitable.
   Some methods involve fees and some do not. In addition, in most cases, online transactions are more convenient and faster.
2. In what currency is the withdrawal expected.
   Most brokers have different conditions and terms for the withdrawal of local and foreign exchange. Also, for foreign currency, an additional commission is sometimes provided.
3. Is there an urgent withdrawal option?
   It can be useful, but not all brokers have it. In addition, the size of the additional commission for urgency also differs.

Besides, , there are still many questions and nuances that a beginner has to figure out in order to succeed in the trading path. You can learn about them by subscribing to our blog. Articles are regularly published here breaking news financial sphere and useful .